CGW BEAR HOLDINGS LLC ("we," "us," "our," or "the Company") is a holding company that holds and structures bank holding companies, financial holding companies, agreement corporations, insurance holding companies, nonbank holding companies, personal holding companies, public utility holding companies, railroad holding companies, savings and loan holding companies, and thrift holding companies. We also operate the centralized administrative offices, corporate offices, district and regional offices, head offices, headquarters offices, subsidiary management offices, and holding companies that manage. We are headquartered at 5830 E 2ND ST STE 7000 # 11746, CASPER, 82609, United States.
This Privacy Policy describes how we collect, use, disclose, retain, and protect information in the course of holding, structuring, and governing the entities under our holding structure. Because we hold bank, insurance, financial, and regulated entities, we handle information that belongs to our subsidiary entities, their customers, their regulators, and our own stakeholders. This policy addresses those data flows specifically — not just generic website data.
Where we hold entities that themselves process personal data — for example, a bank holding company whose subsidiary bank processes customer data — the subsidiary entity is the controller of that data, and its own privacy policy governs. We hold and govern the entity; we do not operate the underlying business or control its data processing. This policy addresses only the information we handle in our capacity as a holding company.
If you have questions about this policy or about how we handle your information, you can contact us using the details in Section 14 below.
We collect information necessary to hold, structure, and govern the entities under our holding structure. The categories of information we collect include:
When we hold an entity, we collect the entity's name, business form, jurisdiction, ownership structure, regulatory status, and the scope of the holding relationship. We also collect corporate documents, ownership records, and governance documentation as necessary to maintain the holding structure.
In the course of operating our corporate, head, headquarters, centralized administrative, district, regional, and subsidiary management offices, we collect governance records, meeting minutes, board resolutions, officer appointments, and reporting documentation for the entities we hold.
Because we hold bank, insurance, financial, utility, railroad, and thrift entities, we may collect regulatory filings, compliance reports, examination correspondence, and other documentation required by the regulators with jurisdiction over the entities we hold. We handle this information under strict confidentiality and applicable regulatory requirements.
To maintain the holding structure, we collect financial statements, capital records, dividend records, intercompany transaction records, and investment documentation for the entities we hold. We handle this information under applicable banking, insurance, and securities regulations.
Where we appoint officers, directors, or managers to the entities we hold, we collect the names, contact details, professional qualifications, and background information necessary to make and document those appointments. We handle this information under applicable corporate governance and data protection requirements.
To manage the holding structure, we collect information about our own stakeholders, including names, contact details, ownership interests, and distribution records. We handle this information under applicable securities and corporate law.
When you contact us through our website, by email, or by phone, we collect the name, company, email address, phone number, holding category of interest, role, and the content of your message. We also collect basic technical information such as IP address and browser type when you visit our website.
To maintain the holding structure, we work with legal, accounting, tax, and regulatory advisors. We share information with these advisors under appropriate confidentiality and professional responsibility obligations.
We use the information we collect to hold, structure, and govern the entities under our holding structure and to operate our own business. Specifically, we use information to:
We do not sell personal information to third parties. We do not use subsidiary-controlled data for our own commercial purposes unrelated to the holding relationship.
To the extent we process personal data of individuals located in the European Economic Area, the United Kingdom, or other jurisdictions with similar data protection laws, we rely on the following legal bases:
We share information with third parties only as necessary to maintain the holding structure, comply with the law, and operate our business. The categories of recipients include:
We disclose information to banking regulators, insurance regulators, securities regulators, utility regulators, railroad regulators, tax authorities, and other regulators with jurisdiction over the entities we hold. We disclose as required by applicable law and regulatory examinations.
We share information with legal counsel, accountants, tax advisors, and other professional advisors who support the holding structure, under appropriate confidentiality and professional responsibility obligations.
We share financial and transaction information with banks and payment processors to manage capital movements, dividends, and intercompany transactions under the holding structure.
We share information with internal and external auditors, regulatory examiners, and independent reviewers who verify the holding structure, governance records, and compliance documentation.
We share information with directors and officers liability insurers, surety providers, and other insurers who support the holding structure, under appropriate confidentiality controls.
In the event of a dispute over the holding structure, governance, or regulatory compliance, we may share information with legal advisors, arbitrators, or courts as necessary to resolve the matter.
If we reorganize, merge, or sell all or part of our holding structure, we may transfer information to the successor entity, subject to the protections of this policy and any applicable holding agreement.
We retain information for as long as necessary to maintain the holding structure, comply with legal obligations, and resolve disputes. The retention periods that apply include:
When information is no longer needed, we delete it or render it de-identified, subject to any legal hold or retention requirement that applies.
We protect information using administrative, technical, and physical safeguards appropriate to the sensitivity of the data and the regulated nature of the entities we hold. These safeguards include:
No system is perfectly secure. If a breach occurs that affects information we handle, we will notify affected entities, regulators, and stakeholders as required by applicable law and our contractual obligations.
Depending on your jurisdiction, you may have rights regarding your personal information. These rights may include:
To exercise any of these rights, contact us at support@cgwbea.shop. We will respond within the timeframe required by applicable law — typically within 30 days.
If you are a customer of an entity we hold — for example, a customer of a subsidiary bank — your rights regarding your data are governed by that entity's privacy policy and applicable law. We will direct your request to the held entity where appropriate.
Our website uses minimal cookies and tracking technologies. We do not use advertising cookies or third-party tracking pixels. The technologies we may use include:
You can control cookies through your browser settings. Disabling essential cookies may affect website functionality.
Because we may hold entities with operations across state and national borders, information may be transferred between jurisdictions. When we transfer information internationally, we do so under appropriate safeguards, which may include standard contractual clauses, binding corporate rules, or other transfer mechanisms recognized by applicable law.
If you are located in a jurisdiction with data protection laws, your information may be transferred to a jurisdiction with different privacy laws. We take steps to ensure that your information receives equivalent protection wherever it is processed.
Our website may contain links to third-party websites — such as regulators, industry associations, or professional advisors. We are not responsible for the privacy practices of those websites. We encourage you to review the privacy policies of any third-party site you visit.
Our website and our holding services are not directed at children under 16. We do not knowingly collect personal information from children. If you believe a child has provided us with information, please contact us and we will delete it.
We may update this Privacy Policy from time to time to reflect changes in our holding structure, the regulatory landscape, or applicable law. When we make material changes, we will update the "Effective Date" at the top of this policy and, where appropriate, provide notice to affected entities. We encourage you to review this policy periodically.
If you have questions about this Privacy Policy, about how we handle your information, or to exercise any of your rights, please contact us:
We will make every reasonable effort to respond to your inquiry promptly and in accordance with applicable law.